Our Carrier Network | Calvary Life Financial

Independent Broker — We Work for You

60+ Top-Rated Carriers.
One Trusted Advisor.

Because we're independent, we can shop the entire market to find the policy that fits your life — not just what one company happens to sell.

Compare My Rates Free
60+
Carrier Partners
A–A++
AM Best Ratings
100%
Independent
$0
Cost to You

Why an Independent Broker?

Working with an independent broker like Calvary Life Financial means the entire market is working for you.

🔍

We Shop the Entire Market

Captive agents can only offer one company's products. We compare dozens of carriers simultaneously to find your best rate.

⚖️

Unbiased Recommendations

We have no quota with any single carrier. Our only goal is matching you with the policy that fits your needs and budget.

💰

Same Price, More Options

Carrier rates are set by state law — you pay the same price whether you go direct or through us. We just give you more choices.

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Advocate for Life

We're here at application, underwriting, and claims. You have a dedicated advocate in your corner at every step.

Our Carrier Network

Every carrier below is AM Best rated A- or higher — meaning they have the financial strength to pay claims when your family needs it most.

TermWholeUniversalFinal Expense
Protective LifeBest term rates
TermUniversal
A+
Banner Life
TermUniversal
A+
Pacific LifeTop universal carrier
UniversalTerm
A+
Transamerica
TermWholeUniversal
A
Prudential
TermUniversalWhole
A+
AIG / American General
TermUniversalFinal Expense
A
North American
TermUniversalWhole
A+
Mutual of OmahaBest final expense
Final ExpenseWholeTerm
A+
Foresters Financial
WholeFinal ExpenseTerm
A
National Life Group
WholeUniversal
A
Nationwide
UniversalTermWhole
A+
Lincoln Financial
UniversalTerm
A+
Americo
Final ExpenseWhole
A
Royal Neighbors
Final ExpenseWhole
A
Gerber Life
Final ExpenseWhole
A
Securian Financial
TermUniversalWhole
A+
Principal Financial
TermUniversal
A+
Symetra
TermUniversal
A
SBLI
TermWhole
A+
Cincinnati Life
TermWholeUniversal
A+
American National
TermWholeUniversalFinal Expense
A
Assurity Life
TermWholeUniversal
A-
Midland National
UniversalTerm
A+
Global Atlantic
UniversalWhole
A-
Corebridge Financial
TermUniversal
A
Brighthouse Financial
TermUniversal
A
John Hancock
TermUniversalWhole
A+
MetLife
TermUniversalWhole
A+
New York Life
WholeTermUniversal
A++
MassMutual
WholeTermUniversal
A++
Guardian Life
WholeTermUniversal
A++
Northwestern Mutual
WholeUniversal
A++
Penn Mutual
WholeUniversalTerm
A+
Ohio National
UniversalWhole
A
Savings Bank Life
TermWhole
A+
Fidelity Life
TermFinal Expense
A-
Legal & General
Term
A+
Ethos Life
TermWhole
A
Haven Life
Term
A++
Ladder Life
Term
A
Bestow
Term
A
Fabric by Gerber
TermWhole
A
Nassau Life
UniversalWhole
A-
Kemper Life
Final ExpenseWhole
A-
United Home Life
Final ExpenseWhole
A-
Columbian Life
Final ExpenseWhole
A-
Prosperity Life
Final ExpenseTerm
A-
Sentinel Security Life
Final Expense
A-
American Amicable
TermFinal Expense
A-
Aetna Life
TermUniversal
A
Cigna Life
TermUniversal
A
Humana Life
TermFinal Expense
A-
Unum Life
TermUniversal
A
Voya Financial
TermUniversal
A
Allstate Life
TermUniversalWhole
A+
State Farm Life
TermWholeUniversal
A++
USAA Life
TermWholeUniversal
A++
Aflac Life
TermWhole
A+
Trustmark Life
TermUniversal
A
Stonebridge Life
TermFinal Expense
A-

AM Best ratings current as of 2025. Carrier availability varies by state and product type.

How We Find Your Best Rate

A simple, no-pressure process from start to finish.

01

You Share Your Needs

Tell us about your coverage goals, health, and budget — takes about 2 minutes.

02

We Shop the Market

David personally reviews your profile and compares rates across our entire carrier network.

03

You Choose with Confidence

We present your best options clearly — no jargon, no pressure. You decide.

Ready to See Your Options?

Free quotes, no obligation, no spam. Just honest guidance from an advisor who puts your family first.